HSA and FSA
Save 30% by using your HSA or FSA card
Select Bathmate products are HSA/FSA eligible. Pick HSA/FSA in the payment list at checkout.
How paying with HSA or FSA saves you money
The money in your HSA or FSA is set aside before income tax, so you keep the tax you would have paid on it.
One hundred dollars of pay, followed two ways. Spending from your bank account: one hundred dollars you earn, then thirty dollars taken out in taxes, leaving seventy dollars to spend. Spending from your HSA or FSA: one hundred dollars you earn, no taxes taken out, leaving one hundred dollars to spend.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
What happens at checkout
Three steps, all of them inside the checkout you already use.
Step 1
Pick HSA/FSA in the payment list
It sits with credit card and the wallets, not off in a separate flow.
Step 2
Answer a few health questions
Checkout asks a few quick health questions. A licensed provider reviews your answers.
Step 3
Pay on one card, or two
Use your HSA or FSA card, or split the order across two cards.
Shop HSA eligible items
The following items qualify for checkout using HSA/FSA funds:
Questions before you buy? Get in touch.
Before you worry about it
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
Your order is not held up
The questions do not hold up your order, so you pay and check out as normal.
A provider reviews you, not us
A licensed provider reviews your answers to confirm the purchase meets IRS requirements. Your answers are handled confidentially.
Normal cards still work
Payment with a credit card is still an option, if you decide not to proceed with HSA/FSA.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at Bathmate?
Yes, on the items marked HSA eligible. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
Under IRS rules, some purchases count as a medical expense only when a licensed provider confirms they are medically necessary for you. A letter of medical necessity is that written confirmation.
At checkout you answer a few quick health questions, and a licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. If you qualify, the letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
Your answers stay private. They go to the licensed provider who reviews them, not to Bathmate, and the letter is emailed only to you.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us through our contact page and we will help.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
The fine print
Some of what we sell may qualify as a medical expense under IRS rules when a licensed provider confirms it is medically necessary for you. That review is done by a licensed provider through an independent partner, not by Bathmate. Not everyone qualifies. No product on this site has been reviewed or approved for you in advance.
Qualifying is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes that decision, and plans differ.
Bathmate is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.